Terms and Conditions

Last updated: January 2026

Acceptance of Terms

By accessing and using the Andeslend S.A. website ("andeslend.com"), you accept these Terms and Conditions in full. If you do not agree with any part of these terms, you should not use our website or our services.

Description of Services

Andeslend S.A. operates a real estate crowdlending platform that allows users to:

  • Learn about investment opportunities in real estate projects in Ecuador
  • Receive information about the Ecuadorian real estate market
  • Subscribe to our newsletter
  • Contact our team for investment inquiries

Eligibility

To use our services, you must:

  • Be at least 18 years old
  • Reside in Ecuador or a country where our services are available
  • Provide truthful and up-to-date information
  • Comply with all applicable laws and regulations

User Obligations

When using our website, you agree to:

  • Not use the site for illegal or unauthorized purposes
  • Not attempt to access restricted areas of the site
  • Not transmit viruses or other malicious code
  • Not collect information from other users without their consent
  • Maintain the confidentiality of your access credentials

Intellectual Property

All website content, including texts, graphics, logos, images, and software, is the property of Andeslend S.A. or its licensors and is protected by Ecuador's intellectual property laws and international treaties.

Disclaimer

The information provided on this website is for informational purposes only and does not constitute financial, legal, or investment advice. Investments in real estate projects carry risks, and past performance does not guarantee future results.

Limitation of Liability

Andeslend S.A. shall not be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, even if we have been informed of the possibility of such damages.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon posting on the website. Your continued use of the site constitutes acceptance of the modified terms.

Governing Law

These Terms and Conditions are governed by the laws of the Republic of Ecuador. Any dispute arising in connection with these terms shall be submitted to the exclusive jurisdiction of the courts of Quito, Ecuador.

Contact

For inquiries about these Terms and Conditions, contact us at:

legal@andeslend.com

Av. República del Salvador N34-127 y Suiza, Torrezul Building, Floor 8, Quito, Ecuador